Personal Accident - Frequently Asked Questions
We do not insure persons under 18 years or over 65 years
Yes, these include:
- Aviation except for Air Travel
- Diving necessitating the use of breathing apparatus
- Football other than association football (soccer) as an amateur
- Hang Gliding
- Hunting, Racing or any other competition on horseback
- Icehockey
- Motor Competitions
- Motorcycling as a rider or passenger on a machine with an engine capacity in excess of 50cc
- Mountaineering, rock or cliff climbing
- Parachuting
- Pot Holling
- Racing on wheels
- Sport as a professional
- Use of woodworking machinery for business purpose
- Water ski jumping and tricks
- Winter sports other than curling or skating
- Wrestling, Boxing, Judo, Karate or any form of unarmed combat
- Yatching beyond 5km of any coastline
Yes. Our personal accident cover excludes any claims arising from pregnancy including childbirth, miscarriage or abortion.
- The excluded activities in question 2
- Suicide or any attempted suicide
- Wilful exposure to needless peril
- Drug addiction or overdose
- Illness or disease
- pregnancy or childbirth
- War and/or terrorism
- HIV/AIDS